Malaysia stands at a pivotal moment to shape the future of ethical digital finance and ensure no one is left behind in the Web3 revolution.
The Case for Shariah-Compliant Blockchain Infrastructure
Web3 technology is transforming finance, but its Western-centric design excludes 1.9 billion Muslims seeking faith-compliant solutions. This white paper reveals how Malaysia can bridge this critical gap.
As the world’s top sukuk issuer with 45.6% Islamic financing penetration, Malaysia uniquely combines regulatory excellence with digital innovation. We examine how tokenizing sukuk can democratize access by reducing minimum investments from $100,000 to just $10, while smart contracts automate Shariah-compliant profit-sharing.
We introduce iDARA, the world’s first dual Shariah-ESG rating agency, providing the trust infrastructure essential for Islamic Web3 adoption. From fractional ownership to borderless trading, discover how Malaysia can lead a values-driven digital revolution that serves both economic growth and sacred principles.
What's inside this white paper
- Why current Web3 models overlook Islamic finance needs
- Five Shariah tenets that should guide blockchain design
- How blockchain democratizes sukuk for retail investors
- Building trust through Shariah-ESG dual certification
Find out how Malaysia can pioneer a faith-aligned digital economy that serves both innovation and Islamic values.
Anchoring Digital Finance in Values and Sovereignty
“In a world where finance is increasingly digitized, Shariah-based frameworks offer not only ethical clarity but a sovereign identity—anchoring digital finance in values, legitimacy, and trust.”
Why It Matters
In today’s increasingly decentralized financial landscape, clarity and compliance aren’t optional — they’re essential.
DARA’s Essential Transaction Codes (ETCs) introduce a breakthrough layer of trust by enabling:
- Real-time validation of Shariah-compliant digital transactions
- Auditable logic paths that minimize interpretation risk
- Programmable clarity aligned with evolving Islamic finance jurisprudence
- Institutional-grade assurance for asset creators, investors, and regulators
- ETCs don’t just digitize compliance — they future-proof it.
